In the USA there is an insane amount of government programs that are established to assist individuals who are in need. The US Government helps with college cost, childcare, food programs and even help with buying a home. Most of these applications are financed by taxes, so you really pay a for them somehow, but they're as close as you'll
Weddings cost an average of $35,329 nationally -- excluding the honeymoon -- based on The Knot's 2016 Real Weddings Study. This can be a huge burden on couples who have to pay for it, but it does not have to be this painful. There are many measures you can take to make sure that you're getting the most bang for
College students have always been faced with many challenging financial choices. They will need to figure out how to pay for their education, get a part-time job and earn some money on the side, and on top of all of that, they need to get a good education. This can be tough for anyone. Without a doubt, many college students
We have all been there! You nailed your interview and you finally got the job. a couple of weeks later on a glorious Friday, you receive your first paycheck. Getting that first job after college or higher school is a very exciting, yet stressful event. You're probably overwhelmed with many new challenges, opportunities, and commitments. You likely have a lot
To be a smart borrower, you will need to understand the differences between each type of loan available to you. Here's what you need to know. Understanding secured loans Secured loans are loans which are backed by an asset, like a house in the case of a mortgage loan or a car with a car loan. This simply means that
For many of us, the holidays can be very stressful. All we can think about is money and how we have to spend so much to please our family and friends. So when you think of these holidays, what comes to mind? We make a ton of memories with our family, eat great food, decorate the Christmas tree and make
Going into debt is not a coincidence or an accident. There are particular spending habits that result in debt. Recognizing these habits now could save yourself a good deal of money and anxiety later. If you would like to stop making more money and pay back the debt you've got, you have to eliminate these undesirable habits. 1. You Spend
Here’s the truth about your credit score: There are more things that can hurt it than help it, and there’s some confusion about how that works. (more…)
Isn’t great when you realize you have extra money in your monthly budget? Time for a vacation? Maybe you can finally pay off that Credit Card and be debt free! (more…)
Let’s say that you have been applying for a mortgage or any type of new loans (student loans, home repairs ect…), but are consistently turned down. Or, even worst? you do get a loan offer, but the interest rate is through the roof. (more…)