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Inevitably we all spend money. Make your everyday purchases more rewarding using a rewards cards.These cards offer cash back on purchases, which is an excellent way to be rewarded for your everyday spending. The typical cash back rate is 1 percent, though some money back credit cards provide a greater percentage for certain purchases such as groceries and gasoline.  

Does closing an old credit card improve your credit score? It depends on the situation you are in, but like most things in life, closing a credit card comes with pros and cons.  (more…)